The Cash Flow Statement Excel, or Cash Flow Spreadsheet, summarizes a company's inflow and outflow of cash. This template is about where a business's money came from (cash inflows) and where it went (cash outflows). By "cash" we mean all kinds of physical currency, money in a checking account, and cash surrogates. The excel cash flow table is a standard financial statement used along with the balance sheet and income statement. This cash flow template breaks down the cash flow into three categories, including : - Operating, - Investing and - Financing activities. A simplified and less formal statement of cash flows template might only show cash in and cash out along with the beginning and ending cash for the period. Operating Activities Operating activities make up the day-to-day business, like selling products, purchasing inventory, paying wages, and paying operating expenses. Perhaps the most critical line of the cash flow statement is the Total Operating Activities. Investing Activities Investing activities include buying and selling assets like property and equipment, lending money to others and collecting the principal, and buying/selling investment securities. This section of the statement is associated with the Long-Term Assets section of the balance sheet. Financing Activities Financing activities include borrowing from creditors and repaying loans, issuing and repurchasing stock, and collecting money from owners/investors, and payment of cash dividends. This section of the statement is associated with the Long-Term Liabilities and Owners'/Stockholders' Equity from the Balance Sheet. This template works for any length of time and allows you to compare different periods for a quick analysis of cash flows. It include sections for an itemized list of revenue and expenditures, automatic calculations of totals and net cash flows, and a simple layout for ease of use. You can modify the template by adding or removing sections to tailor it to your business.
SIMPLE CASH FLOW STATEMENT TEMPLATE WILL HELP YOU
Prove to lenders your ability to repay on time
Optimize the Timing of Accounts Payable and Receivable
Estimate expenses for next periods
Make sure you have enough cash to pay suppliers and employees.
Anticipate the Impact of Upcoming Changes
Track whether spending is on target
Estimate incoming cash for next periods
See and compare business expenses and income for periods
Determine if you need to make adjustments like cutting expenses
Manage surplus cash
BENEFITS OF USING A SIMPLE CASH FLOW STATEMENT TEMPLATE
Avoid Cash Flow Shortfalls
Unexpected Cash Flow shortfalls can cause significant damage to your business, and it may take months to recover. Negative Cash Flow can appear if you don't continuously track the incoming cash and outgoing of your business. Fortunately, you can solve Cash Flow shortfalls with a bit of effort. Forecasting your Cash Flow will help you identify — and plan for — market fluctuations, sales seasonality, and other cases that can lead to unpredictable Cash Flow. Cash Flow Forecast can even help you visualize Cash Flow trends with the help of automatically generated charts and graphs.
A very sophisticated cash flow planning tool, whatever size and stage of development your business is. Minimal previous planning experience and very basic knowledge of Excel is required: however, fully sufficient to get quick and reliable results.
Saves you time
Allows you to spend less time on cash flow forecasting and more time on your products, customers and business development
We do the math
Have all the features above ready with no formulas writing, no formatting, no programming, no charting, and no expensive external consultants!
Predict the Influence of Upcoming Changes
Does your company plan to purchase new equipment or to launch a new product? Cash Flow Projections enable you to obtain a complete picture of the effect that specific changes will have on your cash flow. When planning your finances in the Cash Flow Forecast Excel Template, you will forecast cash inflows and outflows based on future invoices, bills due, and payroll. You can then create multiple "what if" scenarios, such as buying new equipment to choose the best way for you. Forecasting shows you how the upcoming changes will affect your cash balance.
Gaining trust from stakeholders
Investors and financing providers tend to think in terms of the big picture. They want the c-level of the companies they invest in to do the same to ensure they maintain a clear idea of the future. Providing stakeholders with a monthly cash flow forecast will demonstrate a level of awareness that leads to confidence and trust and will make it easier to raise more investment.
Identify cash gaps and surpluses before they happen.
Forecasting your future cash balance helps you see well in advance when you may have a cash deficit that could hurt your business. Cash Flow Forecasting will give you enough time to take action to prevent a crisis. It will enable you to access better loan rates or speed up incoming payments to bridge the gap. On the other side, if you know ahead of time that the large lump of cash will lay in your bank account within the next three months. In this case, you might need to explore options to reinvest it in your business to drive growth.
External stakeholders, such as banks, may require a regular forecast.
If the business has a bank loan, the bank will ask for a cash flow forecast regularly.